They could make it go faster than televised bass fishing.
Seriously, no one not wearing white polyester pants up to below their chest and golf shoes, or someone wearing hip waders and holding a fly reel, would have the patience to watch this.
Even if you could trick someone into watching it, you're never going to get beyond the "accumulate points" stage, unless there's an end goal, and you can see progress toward that goal well enough that the representation would allow you to predict a winner or a close race.
If it goes anywhere, it'll be because Jeff Bezos or Larry Ellison favors a team and drops a bunch of machines into that teams cluster. Actually, if it's Larry Ellison, expect him to drop just enough computers into the underdog to be able to claim a tax write off and fix the Vegas odds to the point he can switch the support at the last minute and cash in.
BEIJING (AP) ? China's imports shrank unexpectedly in August in a sign its economic slump is worsening, bad news for exporters elsewhere that count on the appetite of the world's second-largest economy for natural resources and industrial components to offset anemic Western markets.
The Chinese president warned growth could slow further, prompting expectations of possible new stimulus spending.
Imports declined 2.6 percent from a year earlier, below analysts' expectations of growth in low single digits, data showed Monday. That came on top of August's decline in factory output to a three-year low and other signs growth is still decelerating despite repeated stimulus efforts.
Analysts expect Chinese growth that fell to a three-year low of 7.6 percent in the latest quarter to rebound late this year or in early 2013. But they say it likely will be too weak to drive a global recovery without improvement in the United States, which is struggling with a sluggish recovery, and debt-crippled Europe.
President Hu Jintao cited slack exports and unbalanced domestic growth as challenges for a Chinese recovery.
"Pressure for economic growth to slow is obvious," Hu said at the Asia Pacific Economic Cooperation meeting in Vladivostok, Russia, according to a text released by the Chinese government.
Hu's speech Sunday gave no growth forecast or details of possible new stimulus but promised to continue a "proactive fiscal policy," or government spending to pump up the economy.
Beijing has cut interest rates twice since early June and is pumping money into the economy through higher spending on building subways and other public works. Still, activity has weakened steadily, spurring some analysts to cut growth forecasts and push back the timing of a possible recovery.
"The comments made by President Hu yesterday made it clear that there will be more funding support for infrastructure investments," said Goldman Sachs economists Yu Song and Yin Zhang in a report.
The slowdown hit at a politically sensitive time for the ruling Communist Party, which is trying to enforce calm as it prepares to hand power to Hu's successor and other younger leaders in a once-a-decade transition.
The slump in global demand has forced thousands of Chinese exporters out of business, raising the threat of job losses and possible unrest.
Weak Chinese imports could hurt exporters in Southeast Asia, Australia, Brazil and Africa that are counting on its appetite for oil, iron ore, industrial components and other goods to help offset low demand in the United States and Europe.
August exports rose, but by only 2.7 percent over a year ago, down from the double-digit growth of recent years as Europe's debt woes and the sluggish U.S. recovery hurt demand for Chinese goods.
Exports to the 27-nation European Union, China's biggest trading partner, fell 4.9 percent from a year earlier. Sales of Chinese goods to Italy plunged 26 percent, while exports to France and Germany were off 8.6 percent and 7.9 percent, respectively.
Exports to the United States rose 10.2 percent.
The import weakness pushed China's global trade surplus to $26.7 billion, double the level of a year ago.
Exports in August totaled $178 billion while imports were $151.3 billion.
Adding to signs of weakening Chinese demand, growth in auto sales tumbled to 3.7 percent in August. That figure reported by the China Association of Auto Manufacturers extended a decline from July's 11 percent growth and June's 15.8 percent rate.
Chinese authorities have reacted cautiously to the current slowdown after their huge spending in response to the 2008 global crisis fueled inflation. They have approved a multibillion-dollar wave of spending on public works construction and investments by state companies but are reviewing projects carefully rather than indiscriminately throwing money at the economy.
In its latest move, the government announced 25 new subway construction projects last week budgeted at tens of billions of dollars. It also has approved construction of new highways, airports, steel mills and other facilities.
Despite that mini-stimulus, August growth in factory output weakened to 8.9 percent from July's 9.2 percent ? the weakest since May 2009 in the depths of the global crisis.
Analysts have trimmed their China growth forecasts for this year and in 2013, though to levels of 7.5 to 8 percent that still are robust by U.S., European or Japanese standards.
"Economic activity has remained weak as export growth slowed, policy support was not as rapid or aggressive as previously envisaged and industries continued with inventory adjustments," UBS economist Tao Wang said in a report last week.
Wang cut her growth outlook for this year from 8 to 7.5 percent and from 8.3 percent next year to 7.8 percent.
The government also could face trouble from an upturn in inflation that could make it harder to cut rates without the risk of igniting a new price spike.
Inflation in August rose to 2 percent from July's 1.8 percent, driven by a 3.4 percent gain in food prices, up from the previous month's 2.4 percent.
Despite that, China announced Monday it is raising the retail price of gasoline and diesel in the wake of rising crude prices.
The National Development and Reform Commission said gasoline will go up by 550 yuan ($87) per ton and diesel by 540 yuan ($85) per ton starting Tuesday. It said the benchmark retail price of gasoline will increase by 0.41 yuan ($.06) per liter and diesel by 0.46 yuan ($.07) per liter.
On Wednesday, Apple is holding a special media event in San Francisco, and we'll be there to report live on all the latest news. For now, we're mulling over all the rumors and gossip to figure out what we can expect to hear from Apple.
A new iPhone,?possibly called the?iPhone 5 While there's no doubt that Apple will show off?the next generation of its popular smartphone on Wednesday, we are a bit confused about the device's expected name.?
Reason suggests that the folks at Apple would be itching to drop any numbers or letters from the iPhone naming scheme and just dub it "the new iPhone,"?just as they dubbed the third-generation iPad "the new iPad."?
Nevertheless, a clear shadow on the illustration for the event?invite (shown above) suggests otherwise.?"It's almost here" can only refer to an iPhone, and though it will in fact be the sixth-generation one, that numeral 5 is too clear to be ignored, or written off in some conspiracy theory. As much as it chagrins us to say it out loud, we will predict that the phone will be called the?iPhone 5.
What'll it be like? Name confusion aside,?the latest rumors?suggest that?the next-generation iPhone will look pretty darn similar to the iPhone 4S,?but with a slightly thinner and larger screen?and?a two-tone body?with a metal backside.?
The device's display is expected to measure?4 inches instead of 3.5 inches?in diagonal, and it will be?elongated,?so that the screen assumes a video-friendly 16x9 aspect ratio. Pixel counters make note:?Instead of 960?x?640, it is rumored to be 1136?x?640.
As far as the iPhone 5's guts go,?9to5?Mac's Mark Gurman says?that prototype version of the next-generation iPhone is?rocking 1GB of RAM (which likely?would double the amount).?iMore's Rene Ritchie adds?that the device will be 4G LTE compatible. This is an easy one to believe in: Not only is the iPhone 4S the only major smartphone without?a?4G LTE cellular data option, the latest iPad already has the technology.
Several reports and recent part leaks suggest that the next iPhone will?use a smaller 19-pin port?rather than the wider 30-pin port found on current iPhones, iPads and iPods. The 30-pin connector has been a mainstay since 2003, and perhaps it's time for a new standard to replace it. Nevertheless, your current?accessories?may suddenly be obsolete, and you might need to pick up an awkward adapter if you plan to continue using your old chargers.
iMore's Rene Ritchie?? who nailed the date for the upcoming press event ? suggests that the new smartphone will ship nine days after it is announced, on Sept. 21. This date lines up with?what we've been hearing for a while.
iPad Mini? iPad Nano? iPad Air? One of the other big rumors of the season has been the launch of a smaller iPad. There's no confirmation, of course,?just?reports from anonymous sources?and leaked parts?which are?allegedly?intended for this tablet. But where there's this much?smoke, there's likely a fire.
Still, it's a fire that probably won't blaze until next month.
Apple blogger John Gruber has previously dubbed the device the "iPad Air"?in passing, while suggesting that it will be announced in October, instead of sharing the spotlight?with the next-generation iPhone in September.
"I don?t think Apple would want reviews of both a new iPhone and new-size iPad appearing at the same time,"?Gruber?writes.?"The iPhone is too big, too cool, and garners too much attention ? and it?s in Apple?s interest to keep that attention undiluted."?
AllThingsD's John Paczkowski?went with the label "so-called 'iPad Mini'" while explaining that he has "several sources" who confirm that Apple will indeed show off the device in October.?
Based on the most reliable reports, this tablet should be close to eight inches diagonally (rather than the current model's?9.7 inches), offer a plain (non-Retina) display, and be priced in the $250 range (to compete with Google's Nexus 7 and Amazon's new Kindle Fire HD tablets).
Leaked parts suggest?that the device would also use the new smaller 19-pin connector, and that it would come in your choice of black or white.?Both 9to5?Mac's Seth Weintraub and Apple watcher?John Gruber?agree that chances are high that this smaller tablet will look a lot like a large iPod Touch, with?a smaller bezel, but Gruber also?says it will probably run the full-fledged iPad version of iOS.
Don't?forget Apple rumors ? or tech rumors in general, for that matter???are frustrating beasts. They tend to come from anonymous sources, and they can sometimes spin out of control. Apple never ever ever confirms any of them, so in most cases we don't bother asking.?
We share them because it's a fun discussion to have, and because many of the rumors do indeed come true. Also, we feel you have the right to learn about it all, provided you use the information responsibly. Instead of telling your friends, "The iPhone 5's gonna be longer, and have 4G," start with, "I wouldn't be surprised if..."
So just pick your favorites and place your bets, and come Wednesday, the truth will out. At least for the iPhone. Seems like Apple is graciously allowing us to rant about tiny iPad rumors for another month or so.?
Want more tech news?or interesting?links? You'll get plenty of both if you keep up with Rosa Golijan, the writer of this post, by following her on?Twitter, subscribing to her?Facebook?posts,?or circling her?on?Google+.
The wise person always change their diet plan according to the season to make their self refreshingly in a winter season chai /Tea is a most demandable drink but in summer chilled juices and drinks is an ideal source for refreshing. But it doesn?t mean that chilled juices and drinks is only source today I will describe another source that is helpful for beating the heat. Yes!! It is the recipe of pasta that really beat the heat & gives you refreshment this particular recipe will takes 10 minutes from start to finish. (The trick is to take all the ingredients out before hand so you?re not running around the kitchen gathering everything), and believe me, it?s very easy & quick as well. The great thing about pasta is that it can be eaten warm or cold; so on those dreadful summer days when load shedding is at its best, you can still eat a decent meal without taking out the pots and pans to reheat it. This pasta is great on its own or with a slice of garlic bread and is the perfect lunch for any day!
For Pepper Pasta
Ingredients: ? 1 ? cups fettuccini ? 1 bell pepper ? 1 tomato ? 2 cloves of garlic ? 1 tablespoon oil ? 2 tablespoons soy sauce ? 1 teaspoon mayo ? 1 teaspoon mustard paste ? 1 teaspoon barbeque sauce ? 3 tablespoons cream ? ? teaspoon each of crushed red peppers and black pepper
(Serves 2-3 people)
Method: 1. Boil water in a saucepan and add the fettuccini. While that?s boiling, thinly slice the tomato and bell pepper, and chop the garlic. Heat the oil in a pan and add the garlic and bell peppers. Add the soy sauce and saut? on high heat for two minutes (make sure the exhaust is on or everyone in your house will be coughing like crazy) and remove the pan from the heat. 2. Add the mayo, mustard paste and barbeque sauce and mix till the sauce is smooth. Now put the pan back on a medium flame and add the tomatoes and cream. By now the pasta will be done so drain it and quickly add it to the pan (don?t drain the pasta completely; it helps keep the sauce from drying out). 3. Now all you have to do is sprinkle over the crushed pepper and black pepper, toss everything around, and put in a plate and eat it right away. 4. I usually don?t fuss about decorating my food like carving our carrot leaves or tomato roses, but I do make an effort to make my food look good, so garnish it with a sprig of coriander and dish it out in a nice plate and it?ll taste so much better, because what looks good tastes good too!
Karachifoods has also many delicious recipes of pasta in urdu as well with very easy & quick method!
Now, we can see a large number of social networking sites such as Facebook, Twitter etc. that are almost over-subscribed with thousands of people, who have been continuing to join them every day. As we know, all the people have different backgrounds, varying interests, various preferences, and unusual goals in their life, most of them use the social networking websites to find the people with same interests and preferences and to connect with their friends to communicate with them. It is credible that most of the social web portals have millions of active users at the same time and this number is actually increasing every hour. There are many companies, which offer the services of E-commerce developers along with the services of social media Singapore.
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Enlarge the Online Business via Social Networking Sites
These days, the use of social networking site is increasing, and with the help of it, people meet and interact with sellers and buyers alike. Most of the individuals or consumers prefer to see business on social networking platforms or say social media websites, so that the can easily connect with them. If you are looking to start your business at online platform and don?t make the use of social networking sites such as Facebook and Twitter, then you would not be able to meet your full potential targets. In this internet-based business world, it is understood that having a perfect online presence is the key to success. Here, you don?t need to worry about the high costs, as these social networking tools are extremely cost-effective that make their approach to marketing and promotion. It would not be wrong, if we say that they are certainly more cost-effective than the offline marketing.
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This is just short information on The Online Business and Social Networking Sites Together; we will be coming soon with add-on information on the same topic?
BALTIMORE -- The Baltimore Ravens' new no-huddle offense gave the Cincinnati Bengals no chance to win.
Joe Flacco threw for 299 yards and two touchdowns, Ed Reed took an interception 34 yards for a score, and the Ravens rolled to a 44-13 victory Monday night to extend their home winning streak to 11 games.
Flacco and the offense worked this summer on running plays without a huddle, and when it came time to put the new scheme into action, the results were almost flawless. The Ravens amassed 430 yards, didn't commit a turnover and punted only twice.
"That tempo really helped us out because those guys can really get to the passer and really create a lot of pressure," Flacco said. "I think the fact that we were able to go up-tempo and kind of keep those guys on the field took its toll on them."
After letting an early 14-point lead dwindle to 17-13, the Ravens pulled away by scoring 24 straight points in just over six minutes. Ray Rice ran for 68 yards and two short scores, but instead of dominating the Baltimore attack in his usual fashion, the running back took a back seat to Flacco.
"Obviously, everything went pretty well for us tonight," Flacco said.
Not so for the Bengals, who made the playoffs last year without beating a team that qualified for postseason play. In this one, Cincinnati once again came up short against a high-caliber opponent.
"That certainly wasn't what we expected to have out there today," coach Marvin Lewis said. "We got outplayed and we got outcoached."
Although the 44 points were only 11 fewer than the Ravens mustered in two games against Cincinnati last year, Lewis insisted Baltimore's no-huddle attack wasn't the difference.
"I wish I could say it was the no-huddle," he said. "I think it's an effective thing for them, and it's something they'll continue to do, but I don't think it really bothered us."
The loss sure did.
"They just outplayed us," defensive tackle Domata Peko said. "They just beat us today, and we've got to get better."
Flacco watched the final eight minutes of the blowout on the sideline after going 21 for 29 in Baltimore's ninth consecutive victory in the AFC North. The Ravens were the only team in the division to win an opener.
And while the offense certainly was impressive, Baltimore's defense also excelled in its first game under coordinator Dean Pees. Playing without injured NFL Defensive Player of the Year Terrell Suggs ? who had 14 sacks last year ? the Ravens dropped Andy Dalton four times.
Not only that, but Baltimore turned two turnovers into touchdowns over a two-minute span. After Reed's touchdown return, 37-year-old linebacker Ray Lewis forced a fumble that was recovered by Lardarius Webb, setting up a 1-yard touchdown run by Rice to make it 41-13 with 13:41 remaining.
Lewis and the Baltimore defense are used to carrying this team, but now the offense seems ready to do its part.
"Joe kind of got us into a rhythm and always kept their defense off balance," Lewis said. "We've practiced against this offense all offseason, so to see it now, when everything's real, I think you have to take your hats off to how hard we worked as a team."
Reed's jaunt with a pass tipped by Cincinnati receiver Brandon Tate put the diminutive safety in the NFL record book. Reed has 1,497 yards in interception returns, eclipsing the previous record of 1,483 yards by Rod Woodson. It was Reed's seventh career score on a pickoff return.
Dalton went 22 for 37 for 221 yards, and BenJarvus Green-Ellis rushed for 91 yards and a score in his Cincinnati debut.
Dalton went 4 for 5 for 56 yards in the opening drive of the second half, and although the drive stalled at the Baltimore 1, Mike Nugent kicked a 19-yard field goal to get the Bengals to 17-13.
Flacco brought the Ravens right back, throwing a bit of Rice into the mix with excellent results. Rice caught a screen pass for 18 yards and ran for 13 more during an 89-yard drive in which Flacco went 5 for 7 for 73 yards, including a 10-yard touchdown pass to tight end Dennis Pitta.
After a 40-yard field goal by Ravens rookie Justin Tucker made it 27-13 with 1:13 left in the quarter, Reed struck exactly one minute later.
Flacco went 12 for 15 for 183 yards in the first half to stake Baltimore to a 17-10 lead.
Flacco set the tone for the shootout on the game's first offensive play, throwing deep to Torrey Smith for a 52-yard gain. That set up a 46-yard field goal by Tucker, who won the job in training camp from Billy Cundiff.
Baltimore quickly forced a punt, and Flacco went back to work. He completed a 16-yarder to Jacoby Jones on a third-and-15, tossed a 1-yard pass to Rice on a fourth-and-1 and watched from the backfield as Rice completed the 12-play, 63-yard drive with a 7-yard touchdown run behind a fine block by fullback Vonta Leach.
"It was really fun for me. I barely got hit tonight," Rice said.
After Dalton got Cincinnati to 10-3 with a 76-yard march that ended with a field goal, Flacco capped an 82-yard drive by splitting two defenders with a 34-yard touchdown pass to Anquan Boldin.
The Ravens finally punted with 6 minutes left in the first half, and Dalton used the rest of the time to move the Bengals to their lone touchdown. The Bengals twice converted fourth downs on the 81-yard march, the last one a 6-yard run into the end zone by Green-Ellis on a fourth-and-1.
NOTES: Ravens owner Art Modell was honored with a tribute and a moment of silence before the game. ... Reed hurt his hamstring on the runback but says he's OK. ... Bengals safety George Iloka hurt his ankle in the first half.
Looking for a new gig? Or, just want to do some window shopping?
We know it?s not always easy to find great jobs.?That?s why we created?Company Muse?a peek into some of the most inspiring places to work across the country. And each week, we?ll be bringing you a round-up of great jobs to apply for from those organizations.
This week, check out a selection of great Sales and Business Development jobs. Whether you?re just starting your career or you?re ready to lead a team,?browse the open positions below (or?check out all of our companies?that are hiring on Company Muse!).
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Regional Sales Director
Mashable, New York
Mashable is looking for a self-motivated, resourceful Regional Sales Director to help take its thriving sales efforts to a new level. You should have an active network of client and agency relationships and a proven track record of delivering solid marketing solutions in a scalable way.
Apply Now
See what it?s like to work at Mashable
?
Manager, Merchandise Marketing and Inside Sales
Birchbox, New York
At this inside sales position at Birchbox, you?ll identify new brand partners, build new relationships, and manage and?optimize existing brand relationships.
Apply Now
See what it?s like to work at Birchbox
?
Development Assistant
GlobalGiving, Washington, DC
Want to work in the nonprofit world? This position will partner with GlobalGiving?s president to generate a robust pipeline of operating support and build a solid funding base for the organization.
Apply Now
See what it?s like to work at GlobalGiving
?
Account Executive
HowAboutWe, New York
If you love planning events and outings (and setting your friends up), check out this job at HowAboutWe Couples. You?ll?be responsible for building partnerships with New York?s top restaurants and activity providers to craft unique and memorable dating experiences.
Apply Now
See what it?s like to work at HowAboutWe
?
Food & Beverage Evangelist
Tumblr, New York
Tumblr is looking for a food and beverage enthusiast to extend its reach in the industry. As a member of our Strategic Outreach team, you?ll build relationships with?established and emerging restaurants, chefs, publications, critics, bloggers, reviewers,?sommeliers, writers, and retailers.
Apply Now
See what it?s like to work at Tumblr
?
Senior Account Manager
Dell, Austin
Dell is looking for a Sales Account Manager and Business Developer to focus on identifying and developing partner relationships in retail and manufacturing, with particular emphasis on creating opportunities with social content and ecommerce capabilities.
Apply Now
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?
Sales Executive
ZocDoc, Multiple Locations
If you have off-the-charts sales ability and are interested in healthcare,?ZocDoc needs highly motivated, hard-hitting sales hunters in Atlanta, Dallas, Boston, Chicago, and more.
Apply Now
See what it?s like to work at ZocDoc
?
Business Development Manager
Sephora, San Francisco
Love beauty? Join Sephora, where you?ll be responsible for maximizing the sales and profitability of corporate partnerships and driving online business development.
Apply Now
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?
Senior Sales Executive
StumbleUpon, Los Angeles
As a senior member of StumbleUpon?s National Sales Team, you?ll drive and grow new business revenue with Fortune 1000 brands. This role requires meaningful online advertising expertise, proven client management and engagement skills, and a broad base of advertiser and agency contacts.
Apply Now
See what it?s like to work at StumbleUpon
?
Director of Sales
Crowdtwist, New York
CrowdTwist is looking for a Director of Sales, ideally with experience in consultative sales, to help lead its sales team in selling its cutting-edge loyalty and customer relations platform.
LONDON (Reuters) - Commodities trader Glencore laid out its raised $36 billion all-share bid for Xstrata on Monday, warning it would not improve the terms again after making concessions to recalcitrant shareholders.
Glencore, the miner's largest shareholder, with a 34 percent stake, confirmed its bid was now 3.05 new shares for every Xstrata share held, up from 2.8. That represents a 27 percent premium to the ratio at which the two were trading last week, when the market believed the deal would collapse.
Monday's offer, expected after Glencore and rival Xstrata shareholder Qatar ended months of stalemate on Friday, softens points included in proposals initially released last week, explicitly retaining a merger structure, board balance and a retention scheme for the miner's top managers.
By retaining the original legal structure, 75 percent of shareholders excluding Glencore have to approve any deal. Glencore had raised the possibility of switching to a straightforward takeover, with a simple majority.
"Glencore confirms that it is an all-share merger, and it will not increase the merger ratio further," Glencore said.
"The increased merger ratio represents a substantial premium for a company with a 34 percent shareholder," it added.
Shares in Xstrata were up 3.9 percent at 1,053 pence at 0715 GMT, outperforming a 1.3 percent rise in the UK mining sector, while Glencore was up 0.5 percent.
"The interesting dilemma is going to be that the Xstrata board, having supported the offer at 2.8 and now being presented with an offer at 3.05, is going to find it pretty hard to refuse it," said John Robinson, chairman of Global Mining Investments, a fund managed by BlackRock, Glencore's biggest investment management shareholder. "It now comes down to personalities."
Xstrata said its independent directors were considering the fresh bid and would respond by 0600 GMT on September 24 after consulting with major shareholders.
"The new proposal is structured far less aggressively than the straight takeover hinted at on Friday," Liberum analysts said, adding they now expected the revised structure to get Xstrata's board's approval, as it addresses governance and the merger structure.
GLASENBERG AT THE TOP
In line with proposals outlined on Friday in a u-turn from Glencore that rescued the deal from collapse, Glencore's own chief executive, Ivan Glasenberg, will become chief executive of the combined group, not Xstrata's Mick Davis, a mining veteran who would have taken the job under the original offer.
Glasenberg will take over after an interim period of six months under Davis, who has held the top job at Xstrata for a decade, building it up from a $500 million collection of zinc and ferrochrome assets into the world's fourth-largest diversified miner.
"Mick staying on another six months doesn't make a great deal of difference one way or the other," one of Xstrata's 40 largest investors said, brushing off the apparent concession.
"Six months is not a very long period of time at all, particularly if you know you are on the way out."
In a gesture to appease both the independent directors and shareholders fretting over management of Xstrata's operations and the 21 new projects due to come onstream in the next two years, Glencore said on Monday the merger remained conditional on Xstrata's controversial retention scheme for key managers.
Glencore, however, signaled it could make changes to the details of the scheme, seen by some investors as too generous.
"Glencore has asked the independent Xstrata board to consider what (if any) changes they would propose to the retention and incentive arrangement packages ... to ensure that they are acceptable to independent Xstrata shareholders," it said.
Xstrata Chairman John Bond will retain the same job in the combined group, as under the original proposals, and the board will be drawn evenly from the two companies.
A former chairman of Vodafone and HSBC, Bond is considered a steadier hand than Glencore chairman Simon Murray, but has also been criticised by some minority shareholders for recommending the initial Glencore offer.
Glencore, the world's largest diversified commodities trader, made a long-awaited takeover bid for Xstrata in February. But the offer ran into trouble and was expected to fail as shareholders prepared to vote last Friday, after number two shareholder Qatar and other investors opposed the terms of the deal, while Glencore refused to yield.
Living up to Glasenberg's reputation as an unpredictable negotiator, however, a higher proposal from Glencore was announced just minutes before the miner's shareholders met to cast their ballots on the existing offer.
(Additional reporting by Sonali Paul in Melbourne and Raji Menon in London; Editing by Will Waterman)
If your professional medical fees are raising, you?ll keep asking how to lower them and place them lower. Here?s 15 uncomplicated strategies to eliminate medical care prices.
one particular. Conserve a health and fitness chosen lifestyle ? it looks essential, but it really operates. With a look at accessible overall health software programs, conserve a balanced pounds, keep fit, quitting, and also have normal check-ups, you?ll be able to decrease your healthcare expenditures.
couple of. Make the most of totally free overall health tests ?if your state of health insurance doesn?t present enough wellness screenings, or in the event you don?t have health insurance coverage coverage in the least, consider cost-free health and fitness tests. Community clinics and medical centers usually supply a variety of screenings, just like high blood pressure, trans fat, and mammograms.
a few. Examine your well being insurance possibilities ? you?ll have to get your individual insurance coverage if you don?t have manager-paid medical care insurance. Shop around. Since costs fluctuate greatly, you?ll likely save money when you get estimates from the 3 businesses. Assess every single plan?s coverage and attributes, taking into consideration ommissions, disadvantages, and also the overall flexibility to select overall health-caution providers. Also learn much you?ll wind up paying out out of pocket by means of denver colorado-repayments, coinsurance, and insurance deductibles, for the reason that even somewhat small amounts of cash really can tally up if someone makes typical trips for a physician.
5. Reduce the expenses of this prescription medications ? through prescription drugs on a regular basis, you are aware of they can consume a substantial component of your financial budget. To save money, obtain your solutions however the postal mail simply using a classic or on the net local drugstore. In case you remain in a health professional prescribed substance plan by way of your well being insurance, you could possibly receive a several-calendar month way to obtain your prescribed pharmaceutical throughout the mail for the same value you will spend on a one-thirty days source in your local community online pharmacy. You should consider asking your friendly phamacist or medical professional to advocate a a smaller amount-costly commonly used medication regularly.
your five. Check your health care costs for faults ? using just minutes to go over the costs could save you revenue in the end. Look at to make certain into your market perfectly echoes the processes you may have been through and takes into account any appropriate insurance plan maybe you have. Some problems, such as inappropriate laptop or computer limitations, are typical, and you could be invoiced for medical care due to acquired. Get in touch with the appropriate billing business if you believe you?ve uncovered a blunder. If you?ve obtained evidence of benefits from a insurance company that you just believe is inappropriate, inquire the organization to evaluate your assert.
7. Manage your health care fees ? at place a burden on time, you might possibly withhold a number of health-related expenses should you itemize, as well as your entire medical expenses go beyond six.five per cent within your altered revenues. Allowed healthcare costs consist of many methods from health-care providers to health supports like glasses and assistive hearing aids. Manage these costs in the past year.
six. Take into consideration signing up for your spouse?s health system ? critique both equally your insurance plan and your spouse?s insurance coverage to view if it feels right for possibly of you to sign up the other?s prepare. Understand that most blueprints riding time a partner to your program within a particular period of time as soon as you get betrothed. Usually, you may have to wait for an plans? total annual available subscription interval.
6. Work out a discount using your doctor ?you can sometimes settle to lower your healthcare payments. Even though it may not often perform, it doesn?t hurt must a medical expert, medical center, or local drugstore if they?re able to come down in price. Before starting to barter, conduct some investigation to learn any alternative health suppliers in the area are asking for. You can also ask your doctor if they?ll more affordable their value when you pay back in money at first.
hunting for. Contribute to an accommodating spending account ? verify if your workplace provides a variable investing plan that will assist you to fit pretax bucks in the bank account. If that?s the case, look at participating. You?re repaid for ones out-of-pants pocket professional medical expenditures, for example prescription drugs, dentistry, and corp-obligations. Mainly because flexible paying out advantages are taken out of your wages prior to state and federal income taxes are measured, you get to use pretax dollars to be charged your healthcare bills.
12. Have an understanding of your quality of life insurance gains ? your well being insurance may deal with more than you think. Quite a few insurers now supply services that will help keep you harmless and wholesome. For instance, chances are you?ll be given savings on vitamin supplements, substitute treatments, work out center memberships, or motorbike headwear. You may even a bit surpised with the choice of insurance your overall health strategy gives. In particular, it could cover dental treatment for children, chiropractic care, and acupuncture. Go through your prepare member?s program supplies to understand what services and products can be purchased through your state of health system prior to pay money for them on your own.
Lodging healthy and balanced is the best way to lessen your healthcare expenses. Obtaining a good quality health care insurance coverage and comprehending its added benefits can even significantly help to keeping your healthcare expenses low.
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Many treatments and studies focus on the destruction of tumor cells, but very few targets of the microenvironment in which these cells develop. This means paying attention to the blood vessels, bone marrow, growth factors and cell-cell interactions and binding.The new aging experiments found that the addition of rapamycin to mice increased their food elderly life. The results were the same in Texas, Michigan and Maine.
In mouse models, Oxi4503 killed leukemia cells than to destroy the blood vessels that fed and nourished.
The initial period of two years of testing is not designed to determine if the drug is effective, but rather to determine the maximum tolerable dose. It will include three dozen people from 18 years in which the tumor is growing despite the previous treatment. The details of the tests at the National Institutes of Health website.
Oxi4503 after treatment, however, researchers have discovered that a thin layer of vital tumor tissue remained, which was powered by newly formed vessels. The cells of these vessels have an increased expression of a growth factor, as is often found in poor areas of oxygen.
Existing therapies that destroy the blood vessels targeting a growth factor called VEGF-A, but are not effective in the long term to eradicate leukemia. In an attempt to find a strategy that has attacked various targets, the researchers tested Oxi4503, new blood vessels that disrupt the agent.
The use of treatment in mouse models, or acute myelogenous leukemia, is described online and in upcoming print edition in the journal Blood. Scientists are planning human trials of the drug UF Shands at least by the end of the year.
A new therapy in a double attack is aimed not only cells, but also the environment in which these cells live and grow, the University of Florida researchers report.
The research, funded by the National Institutes of Health and the Leukemia and Lymphoma Society, has implications for both basic science and clinical research, the results suggest that potential therapies must be protected against not only leukemia cells, but also environment with which interact.
To stop the formation of secondary blood vessels, the researchers blocked the growth factor VEGF by administering an antibody called bevacizumab after the destruction of blood vessels OXi4503 agent. The combined approach has led to regression of leukemia improved.
How to hit an enemy directly and cut off its source of food and other resources, the agent called Oxi4503, poisons leukemia cells and destroys the blood vessels that supply oxygen and nutrients.
?The results are very interesting and should be implemented clinically in a very hierarchical and timely,? said Karp, who was not affiliated with the study.
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I?ve always been curious about how people make the jump to self-employment. ?The thought of being dependent on one?s own income is both thrilling and scary. ?But even more so, as a financial blogger, how to manage the logistics of self employment seems like a daunting mystery (since I?ve never done it). ?If you work full time, many things are just taken care of for you without even thinking: a steady paycheck, health insurance, and retirement planning. ?However, if you?re self-employed, you throw all of those givens out the window.
Instead of perpetually wondering about it, I decided to reach out and ask. ?And so, I reached out to some of the most well known bloggers that have made the jump to self-employment. ?You?re probably familiar with the product or brand they?ve launched to be able to support themselves, but here are their thoughts and stories on the personal finance side of jumping to self-employment.
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Pat Flynn from Smart Passive Income
Pay Flynn is the founder of The Smart Passive Income Blog, where he chronicles his journey to build multiple passive income streams. ?The interesting thing about Pat is that he started his blog in October 2008 to share his journey towards developing a passive income online, and at blog post #4, ended up getting laid off from his job. ?That turning point led him to create his online income streams in depth, and share his insights with his followers. ?The result of his hard work is income in excess of $40,000 per month for the past year from his online ventures.
TCI: You started Smart Passive Income to document your journey to creating income streams, with the longer term goal of living off them. ?However, you soon found yourself unemployed. ?Before making the jump, what financial preparations did you make?
Pat: None. ?I was forced out of my 9 to 5 so it came by surprise.
TCI: Since you didn?t exactly plan on being self employed, did you have an emergency fund?
Pat: I definitely had one, and I still do. ?At the time of my lay off, I had about 6x my monthly earnings saved up in an emergency fund. ?That was about $12,000 at the time.
TCI:?Self-employment and?budgeting?can be tough. ?If you have a budget, what strategies do you use for dealing with the irregular income stream of being self-employed?
Pat:?It?s tough with an irregular income, but the basic idea is to save it all and only spend money when I have to. We?re lucky because we don?t have very many expenses, so we do get to save quite a bit and it?s nice to know it?s all there just in case.
TCI:?What is your biggest money fear about being self-employed?
Pat:?My biggest fear was that I wouldn?t be able to successfully manage my business for the long haul. When I first started, I had such great immediate success, I was worried that I wouldn?t be able to keep it going and would eventually tap out. It?s been 4 years and the businesses have been thriving like never before.
TCI:?How have you handled dealing with things that an employer typically provides ? dealing with taxes, retirement contributions, insurance, etc?
Pat:?In the beginning, I did it all on my own ? researched it, read about it and just did it all by myself. Now, however, I?ve learned to leave those things to the experts, although I?m quite happy I did research those things beforehand so I have some sort of understanding about what?s going on. I have a CPA who takes care of my taxes and bookkeeping for my businesses, I have a financial planner, an insurance agent, etc.
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David Risley from Blog Marketing Academy
David Risley is the founder of Blog Marketing Academy, as well as PCMech.com. ?He is all about living the ?Internet Lifestyle?, which means having no boss and working at his own schedule. ?He is able to do this because he has been highly successful in monetizing his sites and helping his many subscribers do the same. ?The result is that he is able to live self-employed very comfortably. ?David didn?t exactly make the jump to self employment, as he will admit he hasn?t has a ?real job? since college, but he has lived self-employed for over a decade.
TCI:?When you started out, what financial preparations did you make (i.e. savings, gifts, etc.), or did you just go for it because you had to? ?Were you married then, or still single? ?Did your spouse support you?
David: ?Well, I sort of had an opportunity to ease into it, but with a few big leaps. I started the business, technically, while I was still in college while I was simultaneously working a job at Sam?s Club. So, I had both things going on.
But, then it came time for graduation. The ?normal? thing to do would be to blast the world with resumes and try to land a job. I probably would have ended up being a code jockey in some cubicle somewhere. But, I simply did NOT want to do that. This little side business I had created online was making some money, so I figured if I?d go full-time at it, perhaps I could make it work. And that?s what I did.
So, the first leap was the decision not to try to get a ?real job?. The second one was the birth of my daughter several years later and the realization that now I had a real family DEPENDING on this business I had started as a hobby. ?When I first started, I was single. I got married several years later and we quickly went into parenthood.
TCI:?Do you have an emergency fund?
David:?I do. Some in a separate bank account, and some of it in non-cash assets (such as gold). I think it is important for anybody to have a reserve fund available, especially when you?re an entrepreneur. All businesses have ebbs and flows in them, and you need to not be so stressed out about those ebbs that you start to fear it.
TCI:??If you have a budget, what budgeting strategies do you use for dealing with the irregular income stream of being self employed?
David: ?Well, I keep cash reserves and I try to put a percentage of gross into reserves. I also keep a keen eye on expenses, including those expenses needed to keep the business not only operating, but expanding. And, I plan the income needed to meet those demands.
TCI: What is your biggest money fear about being self-employed?
David:?Not making enough, which I assume would be the fear of most anybody in this position. I have awesome months, but I also have slow ones. And my family?s expenses are rather high, with 2 young children.
TCI:?How have you handled dealing with things that an employer typically provides ? dealing with taxes, retirement contributions, insurance, etc?
David:?Taxes simply must be planned for, and I try to withdraw a certain amount each month into an account for taxes purposes later. ?As for retirement, I tend to look at it differently. ?I don?t really plan to retire in the traditional sense, as I truly love what I do and don?t look at it as work. ?For me, the greatest security for ?retirement? would be large reserves, along with a business which is self-sustaining and doesn?t require me there unless I want to be. ?That?s what I?m working on. ?And, as for insurance, it is currently taken care of via my wife?s employer (she went back to work a year or so ago because she simply got tired of being home with the kids all the time).
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Leo Babauta from Zen Habits
Leo Babauta is the founder of Zen Habits, a site about finding simplicity in the daily chaos of life. ?He is a family man, and writes a lot about how to achieve goals and get things done. ?He also is supported by his blog and books he has published. ?He has noted in the past he was in debt before starting to write, and so I was especially fascinated by how he made the jump to self-employment.
TCI:?Before making the jump to self-employment, what financial preparations did you make?
Leo:?I had been deeply in debt before I became a blogger, so for more than two years my financial goals included 1) save and grow an emergency fund; 2) eliminate my debts one by one; and 3) grow my income. I did all of that before quitting my day job, and grew my income until it exceeded my regular job?s income.
TCI:?I know you didn?t exactly plan on being self employed when you did, so where was your emergency fund at?
Leo:?I had an emergency fund because it?s a key component in eliminating debt, and kept it because it?s so important for being self-employed. I started an emergency fund about 2 years before I took the leap, and it was only $100 when I started. It was about 2 months? worth of expenses when I took the leap.
TCI:?If you have a budget, what budgeting strategies do you use for dealing with the possibly irregular income stream of being self employed?
Leo:?I pay as many bills as possible in advance, when I have the money, so that when the income stream gets smaller I don?t have to worry about the bills. These days I?m lucky enough to pay my rent 6 months in advance, and have very few bills to pay. I also stay debt-free so I don?t have to worry about debt payments or waste my money on paying interest.
TCI:?What has/was your biggest money fear about being self-employed?
Leo:?That I would fail and not be able to feed my family. That?s why the emergency fund was so crucial. I don?t worry about that stuff anymore though ? I?m now confident that even if what I?m doing fails, I could build something else and succeed.
TCI:?How have you handled dealing with things that an employer typically provides ? dealing with taxes, retirement contributions, insurance, etc?
Leo:?I hired a tax guy for the taxes. We are self insured. And I am still in the process of setting up an individual 401(k) account, though I do have savings and investments.
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Sam from The Financial Samurai
Sam is the founder of The Financial Samurai, and is the only anonymous blogger among the group. ?Blogging anonymously can make your self-employment story hard to share, but it is actually something that Sam has been focused on for a long time: leaving his job and making the leap to self-employment. ?And he just did it as of 7/9/12, so the most recent of the group. ?Since Sam just recently ?retired? and made the jump to self-employment, and he is a personal finance blogger, I thought his perspective would be interesting to know and share!
TCI:?Before making the decision to leave your job, what financial preparations did you make?
Sam:?I saved 50-75% of my after-tax income for 13 consecutive years. ?The savings was then divided almost equally into CDs, stocks, and real estate. ?As a result of my investments, the principal has compounded at a rate of around 15% on average, with a resulting monthly gross cash production of around $7,000. ?I wanted to shoot for $10,000+ a month originally by working another 3-5 years, however, I did not anticipate my foray online would make me enough money to pay some bills and put ramen noodles on the table!
TCI:?You did a lot of planning prior, so where was your emergency fund at?
Sam:?When I retired, my ?emergency fund? stood at roughly 15-18 years, or 180-216 months if I did not change my living standards at all. ? I give myself a three year range to be conservative, but I?m sure I could make my EF last for 18-20 years if I didn?t make another cent of income in this period. ?If I sold my house in San Francisco ?and moved to Hawaii, the EF would be enough to last indefinitely.
My emergency fund already provides a ~$3,000 gross a month ?emergency? cash return. ?Furthermore, I can happily live off $7,000 a month in gross income from all my passive investments, especially without a mortgage. ?Hence, without having to sell anything, one could say my existing EF can last forever thanks to other income producing assets. ?Generating cash flow is what it?s all about. ?It all depends on what type of lifestyle I want to lead and what?s included in an EF. ?I?m pretty frugal, but I probably do spend a little too much on vacations and have more house than I need. But, I?m hoping to just grow into the house and own it forever like my grandparents did.
I encourage everyone to look past the use of the words ?emergency fund? because it becomes a crutch. ?If one is still thinking in emergency fund terms, it?s hard to build real wealth. ?I write about this subject in a post entitled, ?The Emergency Fund Fallacy And Your Brain.?
TCI:?If you have a budget, what budgeting strategies do you use for dealing with the irregular income stream of being self employed?
Sam:?One of my goals is to ?reset to zero? and rely?only?on my online income to survive. ?The passive income generated from CDs, rent, and dividends shall be left untouched so they can continue to compound. This way, I keep the hunger inside to go out and build new income streams. ?For the last 20 months before I retired, I made sure my entrepreneurial income alone could support my operating expenses without dipping into savings. ?With the passive income buffer + entrepreneurial income, I figure I?ll survive. ?Besides, who doesn?t love ramen noodles and tasty water every day?
TCI:?What is your biggest money fear about being self-employed?
Sam:?One of the concerns about self-employment is feeling isolated. ?As a result, I?ve made it a habit to either play tennis with my USTA league team, play golf, go on a hike or meet up with friends for a drink or a meal after my morning work is done. ?My favorite is exercising with friends. ?It slices two birds with one sword. ?Due to self-employment, I have more energy to go out at night since I can nap in the afternoon.
Another fear I have is enjoying life a little too much and getting lazy. ?I?ve always enjoyed the struggle and the potential triumph. ?When things come too easy, as a lot of things do living in America, we start taking things for granted. ?It?s important I don?t lose perspective after growing up in many poor countries as a kid.
TCI:?How are you dealing with things that an employer typically provides ? dealing with taxes, retirement contributions, insurance, etc?
Sam:?Like everybody else. ?Just got to stay on the ball and do it. ?Taxes are quarterly, retirement contributions are automatic with my passive income and savings, and insurance is provided for thanks to my negotiated separation package. ? I?ve got certain revenue targets and operating profit margins to hit. ?It is somewhat thrilling to not know whether I can pay my bills at the end of each month!
Corbett Barr from Think Traffic
Corbett Barr is the founder of Think Traffic and Expert Enough, where at each site he seeks to help people build things online and teach them how to be ?experts?. ?He also has a series of different courses on his blogs where he has helped thousands of people learn different aspects of blogging and marketing. ?Corbett is also one of the few individuals who actually made the jump from a decade of corporate life to being self-sufficient online, instead of just falling into blogging while unemployed. ?Read what Corbett has to say about making the jump:
TCI:?Before making the jump to self employment, what preparations did you make?
Corbett:?I focused on reducing expenses to the bare minimum (no car payment, reasonable rent, etc.) and cut out?unnecessary luxuries. I reviewed all expenses and tried to eliminate or reduce each where possible.
TCI:?When you made the jump, where was your emergency fund at, if you had one?
Corbett:?Before becoming an entrepreneur, I had worked in the corporate world for close to a decade. I had saved enough to be able to live on savings for a couple of years.
TCI:?If you have a budget, what budgeting strategies do you use for dealing with the possibly irregular income stream of being self employed?
Corbett:?I don?t work from a budget. Instead, I simply review income and expenses at the end of each month and consider what is necessary and what can be reduced during the next month.
TCI: What was/is your biggest money fear about being self-employed?
Corbett:?Living without a salary was a huge fear. It ended up taking the better part of a year before I earned a salary again with my first company.
TCI:?How have you handled dealing with things that an employer typically provides ? dealing with taxes, retirement contributions, insurance, etc?
Corbett:?I found a good accountant to help with taxes. ?Retirement contributions have been suspended for the most part for now. ?Insurance is purchased on the open market out of pocket.
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What I Learned
I?m so grateful that each of these individuals took the time to answer my basic questions! ?It says a lot about who they are online. ?I?ve actually been compiling these interviews over about 2 months, so I?ve had a lot of time to digest what they?ve said?a yet it still seems overwhelming.
On Making The Jump? The first thing I learned is that all of them had basic savings or an emergency fund ready to go when they made the jump. ?They weren?t living paycheck to paycheck beforehand, and they had plans in place to live should the income not come in as planned. ?The other interesting thing is that, I think unlike most people, they focused on building income rather than cutting expenses. ?Maybe it is because they wanted to be self-employed, but I think it applies to people in many situations ? if you lose your job, look to make money instead of looking to just cut back,
On Budgeting??It was interesting to see that most don?t work from a specific budget. ?Instead, they plan on saving as much as possible, and paying expenses when they come. ?I really liked both Leo and Sam?s strategy of wiping out expenses as much as possible. ?Leo prepays his when the cash is in hand, and Sam is seeking to eliminate his debt or keep it to a minimum. ?Either way, it seems that most avoid the depressing cycle of budgeting.
On Financial Logistics? This area has fascinated me because it seems like it could be a hassle to try and plan out the logistics of being self employed. ?I appreciate how Pat shared how it was a hassle when he was trying to do it himself, and he has since started paying professionals. ?I also found it interesting how Sam found it ?thrilling? to see if the bills could be paid each month?I guess each person has a different idea of thrilling. ?It seems like, once you reach this point of income, it makes sense to get some good advisers in your corner to help you navigate the finances: a financial planner, an accountant, and probably a good lawyer. ?Hopefully I will need to consider these things soon.
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Once again, I want to thank each of these individuals: Pat, David, Leo, Sam, and Corbett, for taking the time to answer my questions and allow me to share their answers with the world.
Your Turn:
What are your thoughts on making the leap to self-employment? ?How would you handle it?
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Pay Flynn is the founder of The Smart Passive Income Blog, where he chronicles his journey to build multiple passive income streams. ?The interesting thing about Pat is that he started his blog in October 2008 to share his journey towards developing a passive income online, and at blog post #4, ended up getting laid off from his job. ?That turning point led him to create his online income streams in depth, and share his insights with his followers. ?The result of his hard work is income in excess of $40,000 per month for the past year from his online ventures.